Ameris Bancorp is a bank holding company headquartered in Atlanta, Georgia that provides retail and commercial banking services through its principal subsidiary, Ameris Bank. The company offers traditional deposit products including checking and savings accounts, money market accounts, and certificates of deposit across its branch network of full-service domestic banking offices and loan production facilities.
The company's lending portfolio spans multiple categories. Commercial offerings include real estate, agricultural, and commercial and industrial loans, while retail products encompass residential mortgages, motor vehicle loans, home improvement and home equity lines of credit, and personal loans. The company also originates and services commercial insurance premium finance loans, equipment finance loans, and small business administration loans.
Ameris Bancorp operates four business segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company employs approximately 2,673 full-time employees and maintains operations across multiple states through its banking offices and loan production offices. The company was incorporated in Georgia and founded in 1971.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $6.00 | $6.02 | +15.6% | |
| 2024 | $5.19 | $5.21 | +33.4% | |
| 2023 | $3.89 | $3.90 | -22.0% | |
| 2022 | $4.99 | $5.01 | -7.6% | |
| 2021 | $5.40 | $5.43 | +297.1% | |
| 2020 | $1.36 | $1.36 | +54.5% | |
| 2019 | $0.88 | $0.88 | -3.3% | |
| 2018 | $0.91 | $0.92 | +279.2% | |
| 2017 | $0.24 | $0.25 | -53.8% | |
| 2016 | $0.52 | $0.52 | +20.9% | |
| 2015 | $0.43 | $0.44 | +10.3% | |
| 2014 | $0.39 | $0.40 | -48.0% | |
| 2013 | $0.75 | $0.76 | +63.0% | |
| 2012 | $0.46 | $0.46 | -39.5% | |
| 2011 | $0.76 | $0.76 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-26 | 0000351569-26-000050 | SEC ↗ |
| 2024-12-31 | 2025-02-28 | 0000351569-25-000006 | SEC ↗ |
| 2023-12-31 | 2024-02-28 | 0000351569-24-000006 | SEC ↗ |
| 2022-12-31 | 2023-02-28 | 0000351569-23-000005 | SEC ↗ |
| 2021-12-31 | 2022-02-28 | 0000351569-22-000005 | SEC ↗ |
| 2020-12-31 | 2021-02-26 | 0000351569-21-000004 | SEC ↗ |
| 2019-12-31 | 2020-03-09 | 0000351569-20-000019 | SEC ↗ |
| 2018-12-31 | 2019-03-01 | 0000351569-19-000006 | SEC ↗ |
| 2017-12-31 | 2018-03-01 | 0000351569-18-000004 | SEC ↗ |
| 2016-12-31 | 2017-02-27 | 0001144204-17-011082 | SEC ↗ |
| 2015-12-31 | 2016-02-29 | 0001144204-16-085023 | SEC ↗ |
| 2014-12-31 | 2015-03-16 | 0001193125-15-092877 | SEC ↗ |
| 2013-12-31 | 2014-03-14 | 0001193125-14-099592 | SEC ↗ |
| 2012-12-31 | 2013-03-01 | 0001193125-13-087270 | SEC ↗ |