ACI WORLDWIDE, INC.

ACI Worldwide develops and supports software infrastructure for electronic payment processing across financial institutions, merchants, and billing service providers globally. The company's platform offerings include ACI Acquiring for credit, debit, and prepaid card transaction processing with fraud prevention and compliance capabilities; ACI Issuing for digital payment issuance; and the ACI Enterprise Payments Platform for payment orchestration and processing. Additional solutions encompass account-to-account payment processing, fraud management and scoring services, and the ACI Speedpay suite for digital billing, payment disbursement, and customer communications.

The company operates through three primary segments: Banks, Merchants, and Billers. Its end-market coverage spans consumer finance, insurance, healthcare, higher education, utilities, government agencies, subscription providers, telecommunications, and mortgage services. ACI Worldwide generates revenue through software licensing, payment processing transaction fees, implementation and configuration services, and professional consulting. The company also distributes third-party software.

Founded in 1975 and headquartered in Elkhorn, Nebraska, ACI Worldwide maintains a workforce of approximately 3,100 full-time employees and operates internationally across multiple geographies. The company markets its products and services under the ACI Worldwide brand and was formerly known as Transaction Systems Architects, Inc. prior to its 2007 rebranding.