Affinity Bancshares, Inc.

Affinity Bancshares, Inc. is a regional bank holding company operating through Affinity Bank, which provides deposit and lending products primarily in Georgia. The company offers standard deposit products including savings and checking accounts, certificates of deposit, and individual retirement accounts. It also markets Kasasa rewards deposit programs that provide interest rates or cash-back incentives tied to account usage. A subsidiary operates FitnessBank, a virtual banking brand that offers higher deposit rates contingent on customers meeting specified fitness objectives.

The company's lending portfolio encompasses commercial and residential real estate loans, commercial and industrial credit, residential mortgages, and construction and land financing, along with consumer loans. It also holds securities in U.S. Treasury obligations, government agency securities, mortgage-backed securities, corporate and municipal bonds, and money market funds.

Affinity Bancshares was established in 1928 and maintains its headquarters in Covington, Georgia. As a smaller regional institution with a market capitalization of approximately $0.1 billion, the company operates at a modest scale within the community banking sector, with its primary market presence in Georgia and operations conducted through its virtual banking platform.