Affirm Holdings, Inc.

Affirm Holdings operates a point-of-sale lending platform that enables consumers to finance purchases and pay over time. The company partners with merchants across the United States, Canada, and international markets to offer installment payment options at checkout. Affirm's technology infrastructure connects consumers, merchants, and capital partners through its commerce platform, which facilitates lending agreements with originating banks and other funding sources.

The company generates revenue primarily through merchant fees and consumer-focused financial services. Its merchant base spans diverse retail sectors, including sporting goods, home and lifestyle, travel and ticketing, electronics, fashion and beauty, equipment and automotive, and general merchandise. Affirm serves both small businesses and large enterprises, as well as direct-to-consumer brands operating through brick-and-mortar stores, online channels, or omni-channel models.

Affirm employs approximately 2,206 full-time employees and maintains headquarters in San Francisco, California. The company was incorporated in Nevada and is publicly traded on the Nasdaq exchange.