Based in Guangzhou, China, AIFU Inc. operates as an insurance distribution and services platform serving the Chinese market. The company was founded in 1998 and is incorporated in the Cayman Islands with listing on Nasdaq. It functions through two primary business segments: Insurance Agency and Claims Adjusting.
The Insurance Agency segment distributes both life and health insurance products—including individual whole life, health, annuity, term life, and endowment policies—as well as non-life insurance products such as accident, travel, homeowner, medical indemnity, commercial property, cargo, and liability coverage. The Claims Adjusting segment provides pre-underwriting surveys, claims adjusting services, residual value disposal, and consulting services. Beyond core insurance activities, the company offers value-added services including elderly care, healthcare, and family governance services.
Distribution occurs through multiple channels including insurance sales and service groups, insurance agencies and brokerage firms, sales outlets, individual agents, and in-house claims adjustors. The company operates several proprietary platforms: the FA app for insurance sales and servicing, the Fanhua RONS Assistant Digital Operating Platform for digital marketing, Fanhua RONS Guanjia for customer service, and WeCom to facilitate agent-customer interactions. With approximately 4,707 full-time employees, AIFU operates as a subsidiary of Highest Performances Holdings Inc.
No 10-K filings found.