ALLY · CIK 0000040729 · operating
Ally Financial Inc. is a digital financial-services company headquartered in Detroit, Michigan, operating primarily in the United States and Canada. The company provides a range of financial products spanning automotive financing, insurance, and corporate lending services. Its digital platform enables customers to access deposit accounts, brokerage services, and investment advisory offerings alongside its core lending operations.
The company's revenue is generated through three principal business segments. Automotive Finance represents its largest operation, encompassing retail installment sales contracts, direct loans, operating leases, and dealer financing including floorplan and inventory financing. The Insurance segment offers consumer protection and insurance products distributed through automotive dealers, as well as commercial insurance coverages targeting vehicle dealers and their inventory. The Corporate Finance segment provides asset-based and leveraged cash flow loans to middle-market companies, along with specialized commercial real estate financing for nursing facilities, senior housing, and medical office buildings.
Ally maintains approximately 10,300 full-time employees and operates as a publicly traded company on the NYSE. Originally incorporated as General Motors Financial Company, the firm was rebranded as Ally Financial Inc. in 2010 following its acquisition by GMAC and subsequent renaming. Its business model integrates retail deposit gathering with institutional lending operations, supported by treasury and investment management activities.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $2.37 | $2.39 | +811.5% | |
| 2024 | $0.26 | $0.26 | -91.3% | |
| 2023 | $2.98 | $3.00 | -40.8% | |
| 2022 | $5.03 | $5.06 | -38.8% | |
| 2021 | $8.22 | $8.28 | +351.6% | |
| 2020 | $1.82 | $1.83 | +83.8% | |
| 2019 | $0.99 | $0.99 | +41.4% | |
| 2018 | $0.70 | $0.70 | +70.7% | |
| 2017 | $0.41 | $0.41 | -80.9% | |
| 2016 | $2.15 | $2.15 | +209.1% | |
| 2015 | $-1.97 | $-1.97 | -956.5% | |
| 2014 | $0.23 | $0.23 | +100.1% | |
| 2013 | $-251.00 | $-251.00 | -135.9% | |
| 2012 | $700.00 | $901.00 | +201.3% | |
| 2011 | $-691.00 | $-691.00 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-25 | 0000040729-26-000005 | SEC ↗ |
| 2024-12-31 | 2025-02-19 | 0000040729-25-000006 | SEC ↗ |
| 2023-12-31 | 2024-02-20 | 0000040729-24-000004 | SEC ↗ |
| 2022-12-31 | 2023-02-24 | 0000040729-23-000005 | SEC ↗ |
| 2021-12-31 | 2022-02-25 | 0000040729-22-000007 | SEC ↗ |
| 2020-12-31 | 2021-02-24 | 0000040729-21-000008 | SEC ↗ |
| 2019-12-31 | 2020-02-25 | 0000040729-20-000005 | SEC ↗ |