Ategrity Specialty Insurance Co Holdings

Through its subsidiaries, Ategrity Specialty Insurance provides excess and surplus lines insurance and reinsurance products focused on small and medium-sized businesses across the United States. The company specializes in property and casualty coverage, offering commercial property insurance, low-limit general liability, and management and professional liability products on both primary and excess bases. Its customer base spans retail, real estate, hospitality, and construction sectors.

The company distributes its products through brokerage channels and small business distribution networks rather than direct consumer channels. Revenue is generated through premium income from its underwriting operations across these specialty lines. Ategrity operates as a subsidiary of Zimmer Financial Services Group LLC and maintains its headquarters in New York, New York.

The company was incorporated in Delaware in 2017, evolving from its prior structure as Ategrity Specialty Holdings LLC. Its business model targets the underserved market segment of small to mid-sized businesses seeking specialized coverage outside standard insurance markets, a niche traditionally served through excess and surplus lines carriers.