Atlanticus Holdings Corp

Atlanticus Holdings Corporation operates as a financial technology company providing credit products and lending services through two primary business segments. The Credit as a Service (CaaS) segment offers private label and general-purpose credit cards originated through bank partners, with brand portfolios including Curae (focused on healthcare), Fortiva (consumer electronics, furniture, and home improvement), and Aspire and Imagine (general-purpose cards). These products are distributed via retail and healthcare point-of-sale locations, direct mail, and digital marketing channels. The CaaS segment also generates revenue from loan servicing activities, including risk management and customer service outsourcing for third-party lenders.

The Auto Finance segment purchases and services loans secured by used automobiles, primarily targeting the buy-here, pay-here dealer market through a network of independent automotive dealers and finance companies. This segment also offers floor plan financing and installment lending products to automotive dealers.

Atlanticus operates with approximately 417 full-time employees and maintains headquarters in Atlanta, Georgia. The company is incorporated in Georgia and trades on the Nasdaq. Its geographic footprint spans the United States, with operations focused on retail lending distribution networks and automotive dealer relationships across the country.