Atlanticus Holdings Corp

Atlanticus Holdings Corporation operates as a financial technology company providing credit products and loan services to lenders and consumers across the United States. The company originates and services private label and general-purpose credit cards through bank partners via retail locations, healthcare point-of-sale terminals, direct mail, and digital channels. Its credit card brands include Curae (focused on healthcare), Fortiva (consumer electronics, furniture, home improvement, and elective medical procedures), Aspire, and Imagine. Beyond card origination, the company offers loan servicing functions including risk management and customer service outsourcing for third-party lenders.

The company operates through two primary segments. The Credit as a Service segment generates revenue from credit card origination, servicing fees, and ancillary services related to private label and general-purpose credit products. The Auto Finance segment purchases and services loans secured by used automobiles, primarily through independent dealers and automotive finance companies in the buy-here pay-here sector, and also provides floor plan financing and installment lending products to automotive dealers.

Atlanticus is headquartered in Atlanta, Georgia and maintains approximately 417 full-time employees. The company was incorporated in Georgia and is listed on Nasdaq. Its geographic operations are limited to the United States market.