BayFirst Financial Corp.

BayFirst Financial Corp. is a bank holding company operating through BayFirst National Bank, which provides community banking services to small and medium-sized businesses and individuals across Florida's west-central region. The bank offers traditional deposit products including checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Its lending portfolio encompasses commercial real estate mortgages, construction and development loans, working capital and business lines, as well as consumer loans for autos, boats, and recreational vehicles, alongside residential mortgages and home equity products.

The company's service offerings extend beyond traditional banking to include treasury management, merchant processing, cash management, and wire transfer capabilities. Additional services encompass internet and mobile banking platforms, remote deposit capture, lock box services, night depositor functions, online bill payment, and retail investment services. BayFirst operates full-service banking centers across four Florida counties: Pinellas, Hillsborough, Manatee, and Sarasota.

The organization operates with a workforce of 144 full-time employees and maintains its headquarters in Saint Petersburg, Florida. Originally incorporated as First Home Bancorp, Inc. in 1999, the company rebranded to BayFirst Financial Corp. in May 2021, reflecting its geographic market focus on the Tampa Bay area and surrounding regions.