BANX

BANX — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($19.33)
DCF$148.39+667.7%
Graham Number$37.01+91.5%
Reverse DCFimplied g: 6.0%
DDM$43.26+123.8%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: $11.12M
Rev: -9.8% / EPS: 37.6%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$148.39
Current Price$19.33
Upside / Downside+667.7%
Net Debt (used)$56.14M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term29.6%33.6%37.6%41.6%45.6%
7.0%$174.24$203.30$236.01$272.70$313.72
8.0%$135.65$158.39$183.98$212.67$244.74
9.0%$109.26$127.68$148.39$171.62$197.57
10.0%$90.15$105.45$122.65$141.93$163.46
11.0%$75.76$88.70$103.26$119.56$137.76

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $2.74
Yahoo: $22.22

Results

Graham Number$37.01
Current Price$19.33
Margin of Safety+91.5%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Current Price$19.33
Implied Near-term FCF Growth6.0%
Historical Revenue Growth-9.8%
Historical Earnings Growth37.6%
Base FCF (TTM)$11.12M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $2.10

Results

DDM Intrinsic Value / share$43.26
Current Price$19.33
Upside / Downside+123.8%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $56.14M

Results

Implied Equity Value / share$-7.19
Current Price$19.33
Upside / Downside-137.2%
Implied EV$0