BAYA — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($11.92)
DCF	$1.65	-86.2%
Graham Number	—	—
Reverse DCF	—	implied g: 36.7%
DDM	—	—
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: $410,588

Near-term growth (yrs 1–5)(%)Rev: — / EPS: —

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 3.79%

Computed WACC: 3.79%

Cost of equity (Re)3.93%(Rf 4.30% + β -0.07 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)96.44%

Debt weight (D/V)3.56%

Results

Intrinsic Value / share$10.16

Current Price$11.92

Upside / Downside-14.8%

Net Debt (used)$1.49M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	-3.0%	1.0%	5.0%	9.0%	13.0%
7.0%	$1.67	$2.09	$2.59	$3.16	$3.82
8.0%	$1.30	$1.64	$2.03	$2.49	$3.02
9.0%	$1.04	$1.32	$1.65	$2.03	$2.47
10.0%	$0.85	$1.09	$1.37	$1.69	$2.07
11.0%	$0.70	$0.91	$1.16	$1.44	$1.76

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $0.21

Book Value / share($)Yahoo: $-1.46

Results

Graham Number requires positive EPS and positive Book Value per share. BVPS is zero or negative.

Graham Number—

Current Price$11.92

Margin of Safety—

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 3.79%

Terminal growth rate(%)

Computed WACC: 3.79%

Cost of equity (Re)3.93%(Rf 4.30% + β -0.07 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)96.44%

Debt weight (D/V)3.56%

Results

Current Price$11.92

Implied Near-term FCF Growth7.2%

Historical Revenue Growth—

Historical Earnings Growth—

Base FCF (TTM)$410,588

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$11.92

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: $1.49M

Results

Implied Equity Value / share$-0.43

Current Price$11.92

Upside / Downside-103.6%

Implied EV$0

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