BBVA

BBVA — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($22.24)
DCF$-0.75-103.4%
Graham Number$23.49+5.6%
Reverse DCF
DDM$17.10-23.1%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 0.3% / EPS: 5.4%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-0.75
Current Price$22.24
Upside / Downside-103.4%
Net Debt (used)$4.24B
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-2.6%1.4%5.4%9.4%13.4%
7.0%$-0.75$-0.75$-0.75$-0.75$-0.75
8.0%$-0.75$-0.75$-0.75$-0.75$-0.75
9.0%$-0.75$-0.75$-0.75$-0.75$-0.75
10.0%$-0.75$-0.75$-0.75$-0.75$-0.75
11.0%$-0.75$-0.75$-0.75$-0.75$-0.75

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $2.07
Yahoo: $11.85

Results

Graham Number$23.49
Current Price$22.24
Margin of Safety+5.6%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$22.24
Implied Near-term FCF Growth
Historical Revenue Growth0.3%
Historical Earnings Growth5.4%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.83

Results

DDM Intrinsic Value / share$17.10
Current Price$22.24
Upside / Downside-23.1%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $4.24B

Results

Implied Equity Value / share$-0.75
Current Price$22.24
Upside / Downside-103.4%
Implied EV$0