BayCom Corp is a bank holding company operating United Business Bank, which provides financial services to small and mid-sized businesses, service professionals, and individuals across the western United States. The company's lending portfolio encompasses commercial and multifamily real estate loans, commercial and industrial loans, small business administration loans, construction and land loans, and consumer loans. Deposit products include demand, savings, money market, and time deposit accounts. Treasury management services encompass balance reporting, wire transfers, automated clearing house origination, and account reconciliation, while additional offerings include online and mobile banking, debit cards, and safe deposit services.
The company operates a branch network spanning Northern and Southern California, Las Vegas, Denver, the western slope of Colorado, Seattle, and Central New Mexico. With 327 full-time employees, BayCom generates revenue primarily from interest income on its loan portfolio and deposit-based activities, supplemented by fees from treasury management services and other banking products. The organization's geographic diversification across multiple western markets and focus on business lending distinguish it within the regional banking sector.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2024 | $2.10 | $2.10 | -7.5% | |
| 2023 | $2.27 | $2.27 | +10.2% | |
| 2022 | $2.06 | $2.06 | +8.4% | |
| 2021 | $1.90 | $1.90 | +65.2% | |
| 2020 | $1.15 | $1.15 | -21.8% | |
| 2019 | $1.47 | $1.47 | -2.0% | |
| 2018 | $1.50 | $1.50 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2024-12-31 | 2025-03-14 | 0001730984-25-000017 | SEC ↗ |
| 2023-12-31 | 2024-03-15 | 0001730984-24-000028 | SEC ↗ |
| 2022-12-31 | 2023-03-31 | 0001730984-23-000020 | SEC ↗ |
| 2021-12-31 | 2022-03-31 | 0001730984-22-000026 | SEC ↗ |
| 2020-12-31 | 2021-03-23 | 0001730984-21-000015 | SEC ↗ |
| 2019-12-31 | 2020-03-16 | 0001104659-20-033745 | SEC ↗ |
| 2018-12-31 | 2019-03-19 | 0001144204-19-014741 | SEC ↗ |