Brighthouse Financial, Inc.

# Brighthouse Financial, Inc.

Incorporated in Delaware and listed on Nasdaq, this company operates as a life insurance provider offering annuities and life insurance products to individual customers. Brighthouse was established as a standalone entity in 2017 following its separation from MetLife, positioning it as a focused player in the annuities and life insurance markets. The company serves retail and institutional clients primarily in the United States.

The firm's business is structured around two main segments: annuities and life insurance. The annuities segment includes fixed annuities and variable annuities with various riders, while the life insurance segment covers term life, universal life, and whole life products. Revenue is generated through premiums collected from policyholders, net investment income on its investment portfolio, and fees associated with policy administration and investment management.

With a market capitalization of $3.8 billion, Brighthouse operates at a significant scale within the life insurance sector. The company maintains a substantial investment portfolio to support its policy obligations and operates primarily across the United States. As of recent reporting, the organization employs several thousand individuals across its operations, supporting policy underwriting, claims processing, customer service, and investment management functions.