Brighthouse Financial, Inc.

Brighthouse Financial provides annuity and life insurance products to individual customers across the United States. The company's principal offerings include variable, fixed, and index-linked annuities designed for tax-deferred wealth accumulation and income generation, as well as term, universal, whole, and variable life insurance policies serving wealth transfer and financial security needs.

The company operates through three business segments. The Annuities segment encompasses the core annuity product portfolio, while the Life segment delivers life insurance solutions. The Run-off segment manages legacy business including universal life policies with secondary guarantees, structured settlements, pension risk transfer contracts, and funding agreements. This segment structure reflects both active distribution of current products and management of existing contractual obligations.

Headquartered in Charlotte, North Carolina, Brighthouse Financial employs approximately 1,400 full-time staff. The company was incorporated in Delaware and is listed on Nasdaq. Brighthouse Financial traces its corporate lineage to 1863, with the modern entity established as a standalone operation focused on serving the U.S. market for retirement income and life insurance products.