PATHWARD FINANCIAL, INC.

Pathward Financial operates as a regional bank holding company headquartered in Sioux Falls, South Dakota, providing banking products and financial services across the United States. The company operates through Pathward, National Association, its principal subsidiary, and serves customers through deposit accounts, lending services, payment processing, and related financial solutions. The organization employs approximately 1,170 full-time employees and maintains a market capitalization of $2.0 billion.

The company's business is organized into three segments. The Consumer segment provides demand deposit accounts, savings accounts, and money market products alongside installment and revolving consumer lending. The Commercial segment offers term lending, asset-based lending, factoring, lease financing, and insurance premium finance, along with government-guaranteed lending programs. The Corporate Services/Other segment includes tax services such as refund advance loans and electronic return originator advance loans, warehouse financing for mortgage lenders, and payment solutions encompassing card acceptance, processing, settlement services, ATM financial processing, digital payments, and merchant services.

Pathward Financial issues debit and prepaid cards and provides a range of financial processing services integrated across its operating segments. The company was incorporated in Delaware and changed its name from Meta Financial Group, Inc. to Pathward Financial, Inc. in July 2022, maintaining its operational headquarters in South Dakota since its founding in 1954.