Companies

CASS INFORMATION SYSTEMS INC

CASS · CIK 0000708781 · operating

$44.83+1.01%Last updated Mar 2, 8:29 PM

Key Statistics

Valuation

Market Cap$586.83M
P/E19.42
Fwd P/E12.81
PEG
P/S2.83
P/B2.38
EV/EBITDA2.83
EV/Rev0.86

Profitability

Gross Margin
Op. Margin
Net Margin9.62%
ROE8.37%
ROA0.80%
FCF Margin14.87%

Financial Health

Current Ratio
Debt/Equity9.46
Free Cash Flow$29.62M
Div. Yield2.88%

Growth & Other

Revenue Growth0.85%
EPS Growth-36.24%
Beta0.45
52W High$47.43
52W Low$36.07

About CASS INFORMATION SYSTEMS INC

Cass Information Systems provides payment and information processing services to manufacturing, distribution, and retail enterprises across the United States. The company specializes in freight invoice rating, payment processing, and auditing, while also generating accounting and transportation information for its clients. Additionally, Cass processes facility-related invoices covering utilities, waste management, and telecommunications expenses, and offers telecom expense management solutions. The company also develops church management software and digital platforms for generosity services targeting faith-based and non-profit organizations.

The company operates through two main segments: Information Services and Banking Services. The Information Services segment encompasses the payment processing, auditing, and invoice management operations serving commercial clients. The Banking Services segment operates through Cass Commercial Bank, which offers traditional banking products including deposit accounts and commercial, industrial, and real estate lending to privately held businesses, restaurant franchises, and faith-based organizations. The bank also provides cash management services and operates a B2B payment platform.

Cass maintains approximately 1,000 full-time employees and operates facilities in Saint Louis and Bridgeton, Missouri, along with a leased location in Colorado Springs, Colorado. The company was founded in 1906 and is incorporated in Missouri.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2024$1.39$1.42-36.2%
2023$2.18$2.22-13.8%
2022$2.53$2.58+26.5%
2021$2.00$2.03+354.5%
2020$0.44$0.45+2.3%
2019$0.43$0.44-8.5%
2018$0.47$0.48+9.3%
2017$0.43$0.44-24.6%
2016$0.57$0.58+7.5%
2015$0.53$0.54+8.2%
2014$0.49$0.50+8.9%
2013$0.45$0.45-2.2%
2012$0.46$0.47-79.2%
2011$2.21$2.23

Annual Reports (10-K) · 16 filings

Report DateFiledAccession Number
2024-12-312025-03-050000708781-25-000018SEC ↗
2023-12-312024-02-280000708781-24-000023SEC ↗
2022-12-312023-02-280000708781-23-000012SEC ↗
2021-12-312022-02-280001628280-22-004254SEC ↗
2020-12-312021-02-260001206774-21-000530SEC ↗
2019-12-312020-02-280001206774-20-000650SEC ↗
2018-12-312019-03-010001206774-19-000648SEC ↗
2017-12-312018-02-280001206774-18-000614SEC ↗
2016-12-312017-03-080001206774-17-000734SEC ↗
2015-12-312016-03-070001206774-16-004815SEC ↗
2014-12-312015-03-090001206774-15-000808SEC ↗
2013-12-312014-03-110001206774-14-000828SEC ↗
2012-12-312013-03-080001206774-13-000998SEC ↗
2011-12-312012-03-090001206774-12-001006SEC ↗
2010-12-312011-03-100001144204-11-014006SEC ↗
2009-12-312010-03-110001144204-10-012778SEC ↗