Commercial Bancgroup, Inc.

Commercial Bancgroup, Inc. operates as a regional bank holding company through its subsidiary, Commercial Bank, serving individual and corporate customers across Kentucky, North Carolina, and Tennessee. The company provides a range of traditional banking products and services, including deposit accounts such as demand deposits, interest-bearing accounts, savings products, and certificates of deposit. On the lending side, Commercial Bancgroup originates real estate loans, commercial loans, and consumer loans to support its customer base.

The company maintains a modest operational footprint with approximately 287 full-time employees and maintains headquarters in Harrogate, Tennessee. Commercial Bancgroup was incorporated in Tennessee in 1975 and rebranded from Harrogate Corporation to its current name in 1989, reflecting its evolution into a broader regional banking enterprise. The company's primary revenue streams derive from traditional banking operations, including net interest income from lending and deposit products along with fee income from banking services.