CAPITAL CITY BANK GROUP INC

Capital City Bank Group, Inc. is a regional banking holding company headquartered in Tallahassee, Florida, operating through its subsidiary Capital City Bank. The company provides a comprehensive range of financial services to individual and corporate clients across commercial and consumer segments. Commercial offerings include equipment and inventory financing, commercial real estate lending, commercial leasing, letters of credit, and treasury management services. The consumer segment encompasses residential mortgage loans, personal loans, home equity products, automobile financing, and credit card programs. The company also offers institutional banking services tailored to state and local governments, public schools, colleges, and not-for-profit organizations, with products including customized deposit accounts, cash management systems, and tax-exempt lending.

Beyond lending and deposit services, the company provides asset management and investment advisory services through personal trust accounts, IRAs, and investment management platforms. Retail investment products include U.S. government and municipal bonds, mutual funds, annuities, and life insurance. Advisory services encompass financial planning, estate planning, and business planning consultation. The company maintains a branch network serving its primary market in Florida and surrounding regions, offering digital banking channels including online and mobile platforms alongside traditional in-person banking services. Founded in 1895, the company operates as a mid-sized regional bank with approximately $4.3 billion in total assets.