CFFN · CIK 0001490906 · operating
Capitol Federal Financial, Inc. operates as a holding company for Capitol Federal Savings Bank, a federally chartered savings institution providing retail banking services across the United States. The company offers a comprehensive range of deposit products, including savings accounts, money market accounts, checking accounts, certificates of deposit, and retirement accounts. On the lending side, Capitol Federal originates one- to four-family residential real estate loans, commercial real estate loans, commercial and industrial loans, construction loans, and consumer loans including home equity products, home improvement loans, and vehicle loans.
The bank generates revenue primarily through net interest margins on its loan portfolio and deposit base, supplemented by fee income from various banking services. The company provides digital banking channels including mobile, telephone, and online banking platforms, alongside traditional call center support and bill payment services. Capitol Federal also invests in securities and mortgage-backed securities as part of its asset management strategy.
Headquartered in Topeka, Kansas, Capitol Federal Federal operates with a workforce of 604 full-time employees. The company was founded in 1893 and maintains a regional banking presence serving customers through its savings bank subsidiary.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $0.52 | $0.52 | +79.3% | |
| 2024 | $0.29 | $0.29 | +138.2% | |
| 2023 | $-0.76 | $-0.76 | -222.6% | |
| 2022 | $0.62 | $0.62 | +10.7% | |
| 2021 | $0.56 | $0.56 | +330.8% | |
| 2020 | $0.13 | $0.13 | -18.8% | |
| 2019 | $0.16 | $0.16 | +0.0% | |
| 2018 | $0.16 | $0.16 | +6.7% | |
| 2017 | $0.15 | $0.15 | -6.3% | |
| 2016 | $0.16 | $0.16 | +14.3% | |
| 2015 | $0.14 | $0.14 | -6.7% | |
| 2014 | $0.15 | $0.15 | +36.4% | |
| 2013 | $0.11 | $0.11 | +0.0% | |
| 2012 | $0.11 | $0.11 | +10.0% | |
| 2011 | $0.10 | $0.10 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-09-30 | 2025-11-26 | 0001490906-25-000033 | SEC ↗ |
| 2024-09-30 | 2024-11-27 | 0001490906-24-000035 | SEC ↗ |
| 2023-09-30 | 2023-11-29 | 0001490906-23-000028 | SEC ↗ |
| 2022-09-30 | 2022-11-23 | 0001490906-22-000038 | SEC ↗ |
| 2021-09-30 | 2021-11-24 | 0001490906-21-000065 | SEC ↗ |
| 2020-09-30 | 2020-11-25 | 0001490906-20-000078 | SEC ↗ |
| 2019-09-30 | 2019-11-27 | 0001490906-19-000070 | SEC ↗ |
| 2018-09-30 | 2018-11-29 | 0001490906-18-000073 | SEC ↗ |
| 2017-09-30 | 2017-11-29 | 0001490906-17-000061 | SEC ↗ |
| 2016-09-30 | 2016-11-29 | 0001490906-16-000135 | SEC ↗ |
| 2015-09-30 | 2015-11-25 | 0001490906-15-000058 | SEC ↗ |
| 2014-09-30 | 2014-11-26 | 0001490906-14-000055 | SEC ↗ |
| 2013-09-30 | 2013-11-29 | 0001490906-13-000057 | SEC ↗ |
| 2012-09-30 | 2012-11-29 | 0001490906-12-000068 | SEC ↗ |
| 2011-09-30 | 2011-11-29 | 0001490906-11-000050 | SEC ↗ |
| 2010-09-30 | 2010-11-29 | 0001074433-10-000075 | SEC ↗ |