CINF · CIK 0000020286 · operating
Cincinnati Financial Corporation operates as a property and casualty insurer serving commercial and personal customers across the United States. The company underwrites coverage for commercial lines including casualty, property, auto, and workers' compensation, along with surety and fidelity bonds, management liability, and specialized equipment insurance. In personal lines, it offers auto, homeowner, and related coverages such as umbrella liability and watercraft insurance. The company also maintains an Excess and Surplus Lines segment that addresses harder-to-place commercial casualty and property risks, including professional liability and errors and omissions coverage.
Beyond its core insurance operations, Cincinnati Financial operates a Life Insurance segment providing term, universal, and whole life products along with annuities and worksite insurance. The company maintains an Investments segment that manages a portfolio of fixed-maturity securities, preferred stocks, and equity holdings, which generates returns supporting underwriting operations. The organization also provides commercial leasing and financing services and operates insurance brokerage operations.
Based in Fairfield, Ohio, the company employs approximately 5,700 full-time staff and maintains a market capitalization of $26.5 billion. Founded in 1950, Cincinnati Financial is incorporated in Ohio and listed on the Nasdaq exchange, serving customers nationwide through its diversified insurance and investment operations.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $15.17 | $15.32 | +4.4% | |
| 2024 | $14.53 | $14.65 | +24.6% | |
| 2023 | $11.66 | $11.74 | +481.0% | |
| 2022 | $-3.06 | $-3.06 | -116.9% | |
| 2021 | $18.10 | $18.29 | +179.8% | |
| 2020 | $6.47 | $6.52 | +70.7% | |
| 2019 | $3.79 | $3.84 | +236.3% | |
| 2018 | $-2.78 | $-2.78 | -171.6% | |
| 2017 | $3.88 | $3.92 | +546.7% | |
| 2016 | $0.60 | $0.61 | -36.2% | |
| 2015 | $0.94 | $0.95 | -7.8% | |
| 2014 | $1.02 | $1.03 | +37.8% | |
| 2013 | $0.74 | $0.75 | -36.8% | |
| 2012 | $1.17 | $1.18 | +14.7% | |
| 2011 | $1.02 | $1.02 | -55.8% | |
| 2010 | $2.31 | $2.32 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-23 | 0000020286-26-000008 | SEC ↗ |
| 2024-12-31 | 2025-02-24 | 0000020286-25-000009 | SEC ↗ |
| 2023-12-31 | 2024-02-26 | 0000020286-24-000014 | SEC ↗ |
| 2022-12-31 | 2023-02-23 | 0000020286-23-000008 | SEC ↗ |
| 2021-12-31 | 2022-02-24 | 0000020286-22-000012 | SEC ↗ |
| 2020-12-31 | 2021-02-25 | 0000020286-21-000013 | SEC ↗ |
| 2019-12-31 | 2020-02-25 | 0000020286-20-000011 | SEC ↗ |
| 2018-12-31 | 2019-02-22 | 0000020286-19-000012 | SEC ↗ |
| 2017-12-31 | 2018-02-23 | 0000020286-18-000012 | SEC ↗ |
| 2016-12-31 | 2017-02-24 | 0000020286-17-000013 | SEC ↗ |