CNO Financial Group, Inc.

CNO Financial Group operates as an insurance and financial services company focused on middle-income pre-retirees and retired Americans. The company develops, markets, and administers a range of products including Medicare supplement insurance, supplemental health coverage, long-term care insurance, individual life insurance policies, and annuities. It also offers Medicare Advantage plans and voluntary benefit insurance products to employers, associations, and membership groups. Distribution channels include direct-to-consumer sales via phone, online, and virtual platforms, as well as agent-based face-to-face interactions and workplace enrollment programs.

The company's product portfolio spans multiple insurance and annuity categories. Life insurance offerings include universal life, interest-sensitive products, whole life, graded benefit life, and term life policies. Annuity products encompass fixed indexed annuities, fixed interest annuities, flexible premium deferred annuities, and single premium immediate annuities. Supplemental health insurance includes specified disease, accident, and hospital indemnity coverage tailored primarily to retirees and older self-employed individuals.

CNO operates through three primary brand names: Bankers Life, Washington National, and Colonial Penn. The company employs approximately 3,300 full-time employees and maintains its headquarters in Carmel, Indiana. Its customer base and distribution network are concentrated within the United States, with particular focus on the middle-income market segment for insurance and retirement income products.