CAPITAL ONE FINANCIAL CORP

# Capital One Financial Corp

Capital One Financial Corporation is a financial services holding company operating primarily through Capital One, National Association, a national bank subsidiary. The company provides a broad range of financial products and services to consumers, small businesses, and commercial clients across the United States, Canada, and the United Kingdom. Its product offerings include credit card and personal loans, auto and retail banking loans, checking and savings accounts, money market deposits, and time deposits. The company also offers credit and debit card products, treasury management services, depository services, and capital markets advisory services.

The business operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The Credit Card segment generates revenue through card issuance and related fees. Consumer Banking encompasses personal lending, auto financing, and retail deposit products. Commercial Banking serves mid-market and larger clients with commercial real estate loans, commercial and industrial lending, and specialized advisory and treasury services.

Capital One operates a distributed network of branches, digital channels, and cafés located in major markets including New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and Washington, D.C. The company maintains a significant operational footprint with approximately 76,300 full-time employees. The firm was founded in 1988 and is incorporated in Delaware, with headquarters in McLean, Virginia.