CAPITAL ONE FINANCIAL CORP

Capital One Financial Corporation is a financial services holding company that provides banking products and lending services across consumer and commercial markets in the United States, Canada, and the United Kingdom. The company operates through its subsidiary, Capital One National Association, and offers credit card products, personal loans, auto and retail financing, and deposit products including checking accounts, savings deposits, and money market accounts. Its service offerings extend to advisory, capital markets, treasury management, and depository services for institutional clients.

The company's revenue streams derive from three primary segments. The Credit Card segment encompasses credit card products and related services. The Consumer Banking segment includes personal loans, auto and retail loans, and deposit products. The Commercial Banking segment provides real estate financing for multifamily and commercial properties, commercial and industrial loans, and advisory and capital markets services to business clients.

Capital One operates a network of physical locations across the Northeast and South, including branches and cafés in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia, supplemented by digital distribution channels. The company employs approximately 76,300 full-time employees. Incorporated in Delaware and headquartered in McLean, Virginia, Capital One was founded in 1988 and maintains listings on the New York Stock Exchange.