CVB FINANCIAL CORP

CVB Financial Corp. is a bank holding company headquartered in Ontario, California, that operates Citizens Business Bank, a state-chartered commercial bank. The company provides a broad range of banking and financial services primarily to small and mid-sized businesses, as well as retail customers. Its deposit products include checking, savings, money market accounts, and certificates of deposit. The company also serves as a federal tax depository for business customers and offers treasury management systems, payroll processing, merchant card services, and remote deposit capture.

The company's lending operations encompass commercial lines of credit, working capital financing, accounts receivable lending, and commercial real estate and construction loans. A notable segment focuses on agricultural lending, with products designed to finance operating needs for dairy farm operations, cattle feeders, livestock raisers, and crop farmers. CVB Financial also provides consumer financing through automobile leasing and financing, home mortgages, home equity lines of credit, and credit cards. Equipment and vehicle leasing services, along with foreign exchange services, represent additional revenue streams.

The company's financial and trust services division offers fiduciary services, mutual funds, annuities, 401(k) plan administration, and individual investment accounts. Founded in 1974, CVB Financial operates across its California base with a market capitalization of approximately $2.6 billion, serving both business and individual customers through its regional banking platform.