Dave Inc./DE

Founded in 2015, Dave Inc. operates a financial services platform that caters to consumers seeking alternatives to traditional banking and credit products. The platform centers on a mobile application providing budgeting tools, short-term liquidity advances, job marketplace access, and survey-based earning opportunities. The company's core offering, Budget, functions as a personal financial management tool enabling users to track income and expenses. ExtraCash provides short-term advances through automated clearing house transfers, positioning itself as an alternative to conventional payday lending. Dave Banking offers digital checking and demand deposit accounts, expanding the company's role as a direct financial services provider.

The platform generates revenue through multiple channels including advance fees, banking services, and supplementary products. The Side Hustle job portal connects members with temporary and supplemental work opportunities, while the Surveys feature monetizes user participation in market research. The company maintains a presence exclusively in the United States and employs 274 full-time staff members based at its Los Angeles headquarters. Dave Inc. trades on Nasdaq and competes in the broader fintech and personal finance software space alongside larger established financial institutions and specialized digital banking providers.