Dave Inc. operates a financial services platform targeting U.S. consumers seeking alternatives to traditional banking and credit products. The company provides Budget, a personal financial management tool designed to help users track income and expenses; ExtraCash, which offers short-term liquidity advances through automated clearing house transactions as an alternative to overdraft fees; Side Hustle, a job application portal connecting users with supplemental or temporary work opportunities; and a Surveys feature enabling members to earn money by participating in paid surveys within the Dave mobile application.
The company also offers Dave Banking, a digital checking account and demand deposit product. These services are distributed primarily through a mobile application platform. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California, with approximately 274 full-time employees. The company operates exclusively within the United States market and is listed on Nasdaq.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $13.53 | $14.65 | +222.9% | |
| 2024 | $4.19 | $4.62 | +202.9% | |
| 2023 | $-4.07 | $-4.07 | +63.4% | |
| 2022 | $-11.12 | $-11.12 | — | |
| 2021 | — | — | — |