EBC — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($19.72)
DCF	$0.46	-97.6%
Graham Number	$13.97	-29.2%
Reverse DCF	—	—
DDM	$10.71	-45.7%
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 32.8% / EPS: 53.7%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 8.29%

Computed WACC: 8.29%

Cost of equity (Re)8.69%(Rf 4.30% + β 0.80 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)95.38%

Debt weight (D/V)4.62%

Results

Intrinsic Value / share$0.46

Current Price$19.72

Upside / Downside-97.6%

Net Debt (used)-$102.00M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	45.7%	49.7%	53.7%	57.7%	61.7%
7.0%	$0.46	$0.46	$0.46	$0.46	$0.46
8.0%	$0.46	$0.46	$0.46	$0.46	$0.46
9.0%	$0.46	$0.46	$0.46	$0.46	$0.46
10.0%	$0.46	$0.46	$0.46	$0.46	$0.46
11.0%	$0.46	$0.46	$0.46	$0.46	$0.46

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $0.43

Book Value / share($)Yahoo: $20.17

Results

Graham Number$13.97

Current Price$19.72

Margin of Safety-29.2%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 8.29%

Terminal growth rate(%)

Computed WACC: 8.29%

Cost of equity (Re)8.69%(Rf 4.30% + β 0.80 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)95.38%

Debt weight (D/V)4.62%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$19.72

Implied Near-term FCF Growth—

Historical Revenue Growth32.8%

Historical Earnings Growth53.7%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: $0.52

Dividend growth rate (g)(%)

Required return (r)(%)

Results

DDM Intrinsic Value / share$10.71

Current Price$19.72

Upside / Downside-45.7%

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: -$102.00M

Results

Implied Equity Value / share$0.46

Current Price$19.72

Upside / Downside-97.6%

Implied EV$0

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