EFSC — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($57.59)
DCF	$5.45	-90.5%
Graham Number	$79.74	+38.5%
Reverse DCF	—	—
DDM	$25.96	-54.9%
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 17.5% / EPS: 13.6%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 7.22%

Computed WACC: 7.22%

Cost of equity (Re)8.85%(Rf 4.30% + β 0.83 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)81.58%

Debt weight (D/V)18.42%

Results

Intrinsic Value / share$5.45

Current Price$57.59

Upside / Downside-90.5%

Net Debt (used)-$201.40M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	9.5%	13.5%	17.5%	21.5%	25.5%
7.0%	$5.45	$5.45	$5.45	$5.45	$5.45
8.0%	$5.45	$5.45	$5.45	$5.45	$5.45
9.0%	$5.45	$5.45	$5.45	$5.45	$5.45
10.0%	$5.45	$5.45	$5.45	$5.45	$5.45
11.0%	$5.45	$5.45	$5.45	$5.45	$5.45

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $5.31

Book Value / share($)Yahoo: $53.22

Results

Graham Number$79.74

Current Price$57.59

Margin of Safety+38.5%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 7.22%

Terminal growth rate(%)

Computed WACC: 7.22%

Cost of equity (Re)8.85%(Rf 4.30% + β 0.83 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)81.58%

Debt weight (D/V)18.42%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$57.59

Implied Near-term FCF Growth—

Historical Revenue Growth17.5%

Historical Earnings Growth13.6%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: $1.26

Dividend growth rate (g)(%)

Required return (r)(%)

Results

DDM Intrinsic Value / share$25.96

Current Price$57.59

Upside / Downside-54.9%

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: -$201.40M

Results

Implied Equity Value / share$5.45

Current Price$57.59

Upside / Downside-90.5%

Implied EV$0

← Overview Financial Statements ← Companies