First Bancorp is a regional bank holding company headquartered in Southern Pines, North Carolina, operating through its subsidiary First Bank. The company provides a full range of retail and commercial banking services to individuals and businesses across its market area. Core deposit products include checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The lending portfolio encompasses commercial business loans, commercial and residential real estate mortgages and construction loans, revolving lines of credit, automobile loans, home improvement financing, and personal loans. The company also offers specialized commercial financing services including accounts receivable financing, factoring, inventory financing, and purchase order financing.
Beyond traditional banking, First Bancorp generates revenue through digital banking channels, including internet and mobile banking platforms, mobile check deposit, and cash management services. The company provides credit and debit card products, wire transfer services, and safe deposit box rentals. A complementary business segment includes investment and insurance products, encompassing mutual funds, annuities, life insurance, long-term care insurance, and property and casualty insurance, along with financial planning services.
With approximately 1,332 full-time employees, the company operates as a mid-sized regional institution serving its North Carolina base and surrounding markets. First Bancorp was founded in 1934 and is listed on Nasdaq.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $2.68 | $2.68 | +45.7% | |
| 2024 | $1.84 | $1.85 | -27.3% | |
| 2023 | $2.53 | $2.54 | -38.6% | |
| 2022 | $4.12 | $4.12 | +29.2% | |
| 2021 | $3.19 | $3.19 | +13.5% | |
| 2020 | $2.81 | $2.81 | -9.4% | |
| 2019 | $3.10 | $3.10 | +3.0% | |
| 2018 | $3.01 | $3.02 | +65.4% | |
| 2017 | $1.82 | $1.82 | +36.8% | |
| 2016 | $1.33 | $1.37 | +2.3% | |
| 2015 | $1.30 | $1.34 | +9.2% | |
| 2014 | $1.19 | $1.22 | +21.4% | |
| 2013 | $0.98 | $1.01 | +163.6% | |
| 2012 | $-1.54 | $-1.54 | -450.0% | |
| 2011 | $0.44 | $0.44 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-25 | 0000811589-26-000051 | SEC ↗ |
| 2024-12-31 | 2025-02-26 | 0000811589-25-000008 | SEC ↗ |
| 2023-12-31 | 2024-02-28 | 0000811589-24-000010 | SEC ↗ |
| 2022-12-31 | 2023-02-28 | 0000811589-23-000011 | SEC ↗ |
| 2021-12-31 | 2022-03-01 | 0000811589-22-000010 | SEC ↗ |
| 2020-12-31 | 2021-02-26 | 0000811589-21-000006 | SEC ↗ |
| 2019-12-31 | 2020-02-28 | 0001628280-20-002559 | SEC ↗ |
| 2018-12-31 | 2019-03-01 | 0001174947-19-000284 | SEC ↗ |
| 2017-12-31 | 2018-03-01 | 0001174947-18-000278 | SEC ↗ |
| 2016-12-31 | 2017-03-15 | 0001174947-17-000367 | SEC ↗ |
| 2015-12-31 | 2016-03-14 | 0001174947-16-002230 | SEC ↗ |
| 2014-12-31 | 2015-03-13 | 0001174947-15-000396 | SEC ↗ |
| 2013-12-31 | 2014-03-17 | 0000914317-14-000331 | SEC ↗ |
| 2012-12-31 | 2013-03-15 | 0000914317-13-000332 | SEC ↗ |
| 2011-12-31 | 2012-03-15 | 0000914317-12-000327 | SEC ↗ |