FIRST CAPITAL INC

First Capital, Inc. is a bank holding company headquartered in Corydon, Indiana, that operates First Harrison Bank, serving individuals and business customers across Indiana and Kentucky. The company provides a range of deposit products including checking accounts, money market accounts, savings accounts, certificates of deposit, and retirement savings plans. On the lending side, First Capital originates residential and construction loans, commercial real estate loans, and business loans, as well as consumer loans secured by various collateral types such as automobiles, home equity, and savings deposits. The company also maintains an investment portfolio of mortgage-backed securities and collateralized mortgage obligations.

First Capital's revenue streams derive primarily from net interest income on its lending portfolio and deposit base, supplemented by fee income from deposit services and loan originations. The bank operates as a regional financial institution focused on community banking in the mid-South region. Founded in 1891, First Capital maintains a long operating history in its core markets and serves as the primary banking provider in its operating territory.