Companies

FIRST COMMONWEALTH FINANCIAL CORP /PA/

FCF · CIK 0000712537 · operating

$17.82+1.65%Last updated Mar 2, 11:53 PM

Key Statistics

Valuation

Market Cap$1.85B
P/E12.04
Fwd P/E9.12
PEG
P/S3.81
P/B1.18
EV/EBITDA
EV/Rev4.23

Profitability

Gross Margin
Op. Margin
Net Margin
ROE9.80%
ROA1.23%
FCF Margin

Financial Health

Current Ratio
Debt/Equity6.94
Free Cash Flow$171.45M
Div. Yield3.08%

Growth & Other

Revenue Growth
EPS Growth5.76%
Beta0.79
52W High$19.08
52W Low$13.54

About FIRST COMMONWEALTH FINANCIAL CORP /PA/

# First Commonwealth Financial Corporation

First Commonwealth Financial Corporation is a regional banking holding company headquartered in Indiana, Pennsylvania. The company provides a range of consumer and commercial banking services across the United States. Consumer offerings include deposit products such as checking and savings accounts, certificates of deposit, and money market accounts; consumer lending including mortgage loans, installment loans, and credit cards; and digital banking services via internet, mobile, and telephone platforms. The company also operates an ATM network and offers safe deposit facilities.

On the commercial side, First Commonwealth provides business lending and leasing, commercial cash management services, business checking accounts, and ACH origination services. The company extends credit for commercial real estate, residential construction, agricultural purposes, and other commercial financing needs. Beyond traditional banking, First Commonwealth offers trust and asset management services, insurance products including auto, home, business, and term life coverage, and investment services such as mutual funds and brokerage services through affiliated broker-dealers.

The company operates with approximately 1,567 full-time employees and serves customers across multiple states from its Pennsylvania base. First Commonwealth was established in 1934 and is listed on the New York Stock Exchange.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2025$1.47$1.48+5.8%
2024$1.39$1.40-9.7%
2023$1.54$1.55+12.4%
2022$1.37$1.37-4.9%
2021$1.44$1.45+92.0%
2020$0.75$0.75-29.9%
2019$1.07$1.07-0.9%
2018$1.08$1.09+86.2%
2017$0.58$0.58-13.4%
2016$0.67$0.67+19.6%
2015$0.56$0.56+16.7%
2014$0.48$0.48+11.6%
2013$0.43$0.43+7.5%
2012$0.40$0.40+166.7%
2011$0.15$0.15

Annual Reports (10-K) · 16 filings

Report DateFiledAccession Number
2025-12-312026-03-020000712537-26-000013SEC ↗
2024-12-312025-03-030000712537-25-000061SEC ↗
2023-12-312024-02-290000712537-24-000054SEC ↗
2022-12-312023-02-280000712537-23-000050SEC ↗
2021-12-312022-03-010000712537-22-000007SEC ↗
2020-12-312021-03-010000712537-21-000007SEC ↗
2019-12-312020-03-020000712537-20-000006SEC ↗
2018-12-312019-03-010000712537-19-000008SEC ↗
2017-12-312018-03-010000712537-18-000012SEC ↗
2016-12-312017-03-140000712537-17-000017SEC ↗
2015-12-312016-02-290000712537-16-000058SEC ↗
2014-12-312015-03-020000712537-15-000012SEC ↗
2013-12-312014-03-030000712537-14-000013SEC ↗
2012-12-312013-03-130001193125-13-105350SEC ↗
2011-12-312012-03-050001193125-12-096953SEC ↗
2010-12-312011-03-030001193125-11-055170SEC ↗