Companies

FIRST CITIZENS BANCSHARES INC /DE/

FCNCA, FCNCB, FCNCN, FCNCO, FCNCP · CIK 0000798941 · operating

$22.75+0.30%Last updated Mar 3, 8:57 PM

Key Statistics

Valuation

Market Cap
P/E0.40
Fwd P/E
PEG
P/S
P/B0.01
EV/EBITDA
EV/Rev2.02

Profitability

Gross Margin
Op. Margin
Net Margin23.12%
ROE9.92%
ROA0.96%
FCF Margin23.19%

Financial Health

Current Ratio
Debt/Equity9.33
Free Cash Flow$2.21B
Div. Yield6.17%

Growth & Other

Revenue Growth-2.22%
EPS Growth-12.76%
Beta0.66
52W High$23.91
52W Low$20.57

About FIRST CITIZENS BANCSHARES INC /DE/

First Citizens BancShares is a bank holding company headquartered in Raleigh, North Carolina, that operates through its subsidiary First-Citizens Bank & Trust Company. The company provides retail and commercial banking services across the United States and internationally, serving individuals, businesses, and professionals. Its service offerings encompass deposit products, residential and commercial lending, brokerage and investment advisory services, trust and wealth planning, payment processing, and treasury services.

The company operates through three primary segments. The General Bank segment serves retail and small-to-mid-market clients through deposit accounts, mortgage origination, personal and commercial lending, financial planning, and trust services, alongside a specialized community association banking business. The Commercial Bank segment focuses on larger enterprises and financial institutions, offering leasing, capital markets, asset management, factoring, supply chain financing, and commercial deposit services. The Rail segment provides specialized equipment financing and leasing solutions for railcars and locomotives to the transportation industry, supporting shipments of agricultural products, energy, chemicals, and other commodities.

The company employs 17,876 full-time employees. First Citizens BancShares was founded in 1898 and remains headquartered in North Carolina. It is publicly listed on the Nasdaq under the ticker FCNCO and incorporated in Delaware.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2025$165.24$165.24-12.8%
2024$189.41$189.42-75.9%
2023$784.51$785.14+1064.0%
2022$67.40$67.47+25.1%
2021$53.88+13.4%
2020$47.50+15.7%
2019$41.05+22.4%
2018$33.53+24.4%
2017$26.96+43.6%
2016$18.77+7.1%
2015$17.52+29.2%
2014$13.56-22.2%
2013$17.43
2012
2011
2010

Annual Reports (10-K) · 15 filings

Report DateFiledAccession Number
2025-12-312026-02-240000798941-26-000015SEC ↗
2024-12-312025-02-210000798941-25-000010SEC ↗
2023-12-312024-02-230000798941-24-000018SEC ↗
2022-12-312023-02-240000798941-23-000017SEC ↗
2021-12-312022-02-250000798941-22-000014SEC ↗
2020-12-312021-02-240000798941-21-000014SEC ↗
2019-12-312020-02-260000798941-20-000014SEC ↗
2018-12-312019-02-200000798941-19-000009SEC ↗
2017-12-312018-02-210000798941-18-000006SEC ↗
2016-12-312017-02-220000798941-17-000007SEC ↗
2015-12-312016-02-240000798941-16-000034SEC ↗
2014-12-312015-02-250000798941-15-000009SEC ↗
2013-12-312014-02-260000798941-14-000011SEC ↗
2012-12-312013-03-010000798941-13-000007SEC ↗
2011-12-312012-03-070000798941-12-000008SEC ↗