FIRST FINANCIAL BANKSHARES INC

Based in Abilene, Texas, this regional bank holding company operates through subsidiaries to deliver retail and commercial banking services across the United States. The company provides standard deposit products including checking, savings, and time deposits, alongside a range of lending services spanning commercial and industrial, agricultural, municipal, construction, and residential real estate loans. Consumer offerings include auto and non-auto loans. Deposit and lending services are complemented by digital banking capabilities including internet and mobile platforms, remote deposit capture, and payment processing services such as payroll cards and funds transfer.

Beyond traditional banking, the company maintains a wealth management division providing personal trust services, estate administration, and fiduciary account management. This segment includes specialized services for oil and gas, farm and ranch, and property management, alongside testamentary and revocable trust administration. The company also offers advisory services related to lending, investing, and technology implementation.

Incorporated in Texas and founded in 1890, the organization operates as a regional financial institution with a market capitalization of approximately $4.8 billion. The company maintains a dividend yield of 2.27 percent, indicating an established capital return program. Operations are concentrated primarily within its core Texas market, though the company maintains a broader United States presence through its subsidiary banking network.