First Guaranty Bancshares, Inc.

First Guaranty Bancshares operates as a holding company for First Guaranty Bank, a regional financial institution providing commercial banking services across Louisiana and Texas. The company offers a range of deposit products to consumers, small businesses, and municipalities, including checking and savings accounts, money market accounts, and time deposits. Its loan portfolio encompasses commercial real estate, commercial and industrial lending, residential mortgages, agricultural loans, construction financing, and consumer credit extended primarily to small to medium-sized businesses, professionals, and individuals.

The company generates revenue through traditional banking operations including deposit gathering, loan origination, and investment activities. Consumer banking services include credit cards, online and mobile banking, automated teller machines, and ancillary services such as safe deposit boxes and official checks. Business customers access additional solutions including merchant services, remote deposit capture, and lockbox services. The company also maintains an investment portfolio consisting of U.S. government securities, municipal bonds, corporate debt, mortgage-backed securities, mutual funds, and equity securities.

Founded in 1934 and headquartered in Hammond, Louisiana, First Guaranty Bank operates as a federally chartered savings institution. The company maintains a regional presence across Louisiana and Texas, serving its markets through a network of banking offices and electronic delivery channels.