FGL

FGL — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($9.41)
DCF$-17710.18-188305.9%
Graham Number
Reverse DCF
DDM
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: -$6.63M
Rev: 82.2% / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-17710.18
Current Price$9.41
Upside / Downside-188305.9%
Net Debt (used)$40.55M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term74.2%78.2%82.2%86.2%90.2%
7.0%$-22976.30$-25710.15$-28699.99$-31963.40$-35518.76
8.0%$-17747.80$-19853.50$-22156.19$-24669.41$-27407.29
9.0%$-14195.28$-15874.26$-17710.18$-19713.80$-21896.39
10.0%$-11643.37$-13015.90$-14516.60$-16154.27$-17938.09
11.0%$-9734.92$-10878.34$-12128.43$-13492.51$-14978.22

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $-7.69
Yahoo: $24.09

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.
Graham Number
Current Price$9.41
Margin of Safety
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$9.41
Implied Near-term FCF Growth
Historical Revenue Growth82.2%
Historical Earnings Growth
Base FCF (TTM)-$6.63M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: —

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.
DDM Intrinsic Value / share
Current Price$9.41
Upside / Downside
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: -$3.05M
Current: -13.8×
Default: $40.55M

Results

Implied Equity Value / share$4.96
Current Price$9.41
Upside / Downside-47.3%
Implied EV$42.29M