FIGR

FIGR — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($27.98)
DCF$1.66-94.1%
Graham Number$5.67-79.7%
Reverse DCF
DDM
EV/EBITDA$36.76+31.4%

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 99.1% / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$1.66
Current Price$27.98
Upside / Downside-94.1%
Net Debt (used)-$288.00M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term91.1%95.1%99.1%103.1%107.1%
7.0%$1.66$1.66$1.66$1.66$1.66
8.0%$1.66$1.66$1.66$1.66$1.66
9.0%$1.66$1.66$1.66$1.66$1.66
10.0%$1.66$1.66$1.66$1.66$1.66
11.0%$1.66$1.66$1.66$1.66$1.66

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $0.26
Yahoo: $5.49

Results

Graham Number$5.67
Current Price$27.98
Margin of Safety-79.7%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$27.98
Implied Near-term FCF Growth
Historical Revenue Growth99.1%
Historical Earnings Growth
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: —

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.
DDM Intrinsic Value / share
Current Price$27.98
Upside / Downside
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: $107.84M
Current: 56.4×
Default: -$288.00M

Results

Implied Equity Value / share$36.76
Current Price$27.98
Upside / Downside+31.4%
Implied EV$6.08B
Sensitivity: EV/EBITDA multiple (rows) × Net Debt (cols)
Mult \ Net Debt-$2.29B-$1.29B-$288.00M$712.00M$1.71B
52.4x$45.82$40.05$34.27$28.50$22.73
54.4x$47.06$41.29$35.52$29.75$23.97
56.4x$48.31$42.54$36.76$30.99$25.22
58.4x$49.55$43.78$38.01$32.24$26.46
60.4x$50.80$45.03$39.25$33.48$27.71