FINS

FINS — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($13.12)
DCF$0.19-98.5%
Graham Number$23.99+82.8%
Reverse DCFimplied g: 31.2%
DDM$27.81+112.0%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: $7.21M
Rev: — / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$0.19
Current Price$13.12
Upside / Downside-98.5%
Net Debt (used)$120.10M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-3.0%1.0%5.0%9.0%13.0%
7.0%$0.22$1.00$1.90$2.94$4.13
8.0%$-0.45$0.17$0.89$1.72$2.68
9.0%$-0.93$-0.41$0.19$0.89$1.68
10.0%$-1.27$-0.83$-0.32$0.27$0.95
11.0%$-1.54$-1.15$-0.71$-0.20$0.39

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $1.85
Yahoo: $13.82

Results

Graham Number$23.99
Current Price$13.12
Margin of Safety+82.8%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Current Price$13.12
Implied Near-term FCF Growth31.2%
Historical Revenue Growth
Historical Earnings Growth
Base FCF (TTM)$7.21M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $1.35

Results

DDM Intrinsic Value / share$27.81
Current Price$13.12
Upside / Downside+112.0%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $120.10M

Results

Implied Equity Value / share$-3.59
Current Price$13.12
Upside / Downside-127.4%
Implied EV$0