FINV

FINV — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($5.62)
DCF$108.53+1831.2%
Graham Number$18.24+224.5%
Reverse DCFimplied g: -20.0%
DDM$5.77+2.6%
EV/EBITDA$52.53+834.7%

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: $488.72M
Rev: 6.4% / EPS: -2.1%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$108.53
Current Price$5.62
Upside / Downside+1831.2%
Net Debt (used)-$5.89B
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-1.6%2.4%6.4%10.4%14.4%
7.0%$109.64$123.18$138.92$157.10$178.01
8.0%$97.45$108.33$120.96$135.53$152.26
9.0%$89.01$98.06$108.53$120.61$134.47
10.0%$82.82$90.53$99.44$109.70$121.46
11.0%$78.09$84.77$92.49$101.37$111.53

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $1.55
Yahoo: $9.54

Results

Graham Number$18.24
Current Price$5.62
Margin of Safety+224.5%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Current Price$5.62
Implied Near-term FCF Growth-20.0%
Historical Revenue Growth6.4%
Historical Earnings Growth-2.1%
Base FCF (TTM)$488.72M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.28

Results

DDM Intrinsic Value / share$5.77
Current Price$5.62
Upside / Downside+2.6%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: $7.38B
Current: 0.2×
Default: -$5.89B

Results

Implied Equity Value / share$52.53
Current Price$5.62
Upside / Downside+834.7%
Implied EV$1.47B
Sensitivity: EV/EBITDA multiple (rows) × Net Debt (cols)
Mult \ Net Debt-$7.89B-$6.89B-$5.89B-$4.89B-$3.89B
-3.8x$-144.06$-151.20$-158.34$-165.48$-172.62
-1.8x$-38.63$-45.77$-52.90$-60.04$-67.18
0.2x$66.81$59.67$52.53$45.39$38.25
2.2x$172.24$165.10$157.96$150.83$143.69
4.2x$277.68$270.54$263.40$256.26$249.12