Companies

First Bancorp, Inc /ME/

FNLC · CIK 0000765207 · operating

$27.80+0.54%Last updated Mar 2, 4:47 PM

Key Statistics

Valuation

Market Cap$312.66M
P/E9.07
Fwd P/E
PEG
P/S3.37
P/B1.10
EV/EBITDA
EV/Rev5.02

Profitability

Gross Margin
Op. Margin
Net Margin
ROE2.88%
ROA0.23%
FCF Margin

Financial Health

Current Ratio
Debt/Equity11.50
Free Cash Flow$24.57M
Div. Yield5.32%

Growth & Other

Revenue Growth
EPS Growth10.00%
Beta0.57
52W High$30.33
52W Low$22.11

About First Bancorp, Inc /ME/

First Bancorp is a bank holding company headquartered in Damariscotta, Maine, operating through its subsidiary First National Bank. The company provides traditional retail and commercial banking services to individuals, businesses, non-profit organizations, and municipalities across Maine's Mid-Coast, Eastern, and Down East regions. Its service area spans six counties: Lincoln, Knox, Waldo, Penobscot, Hancock, and Washington.

The company's deposit products include demand accounts, NOW accounts, savings accounts, money market accounts, and certificates of deposit. On the lending side, First Bancorp originates commercial real estate loans for retail, office, industrial, and hospitality properties; commercial and industrial loans for working capital and capital investment; residential real estate mortgages; municipal loans for Maine municipalities; home equity lines and term loans; and personal consumer loans. The company also provides trust services, financial planning, investment management, and private banking for high-net-worth clients, along with brokerage, annuity, and insurance products through third-party arrangements.

Founded in 1864 and incorporated in Maine, First Bancorp operates through full-service banking offices distributed across its core market region. The company maintains a regional footprint with operational concentration in rural and semi-rural Maine communities, serving as a primary financial institution for local businesses and residents in its coverage area.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2024$0.66$0.65+10.0%
2023$0.60$0.60-27.7%
2022$0.83$0.84-4.6%
2021$0.87$0.87+38.1%
2020$0.63$0.64+5.0%
2019$0.60$0.62+3.4%
2018$0.58$0.59+23.4%
2017$0.47$0.48+20.5%
2016$0.39$0.40+11.4%
2015$0.35$0.36+9.4%
2014$0.32$0.32-3.0%
2013$0.33$0.33+6.5%
2012$0.31$0.31-72.8%
2011$1.14$1.14+3.6%
2010$1.10$1.10

Annual Reports (10-K) · 20 filings

Report DateFiledAccession Number
2024-12-312025-03-070000765207-25-000018SEC ↗
2023-12-312024-03-080000765207-24-000010SEC ↗
2022-12-312023-03-100000765207-23-000010SEC ↗
2021-12-312022-03-110000765207-22-000010SEC ↗
2020-12-312021-03-050000765207-21-000013SEC ↗
2019-12-312020-03-060000765207-20-000010SEC ↗
2018-12-312019-03-080000765207-19-000008SEC ↗
2017-12-312018-03-140000765207-18-000008SEC ↗
2016-12-312017-03-100000765207-17-000008SEC ↗
2015-12-312016-03-110000765207-16-000060SEC ↗
2014-12-312015-03-130000765207-15-000010SEC ↗
2013-12-312014-03-140000765207-14-000009SEC ↗
2012-12-312013-03-080000765207-13-000009SEC ↗
2011-12-312012-03-120000765207-12-000010SEC ↗
2010-12-312011-03-110000765207-11-000023SEC ↗
2009-12-312010-03-120000765207-10-000004SEC ↗
2008-12-312009-03-130000765207-09-000009SEC ↗
2007-12-312008-03-140000765207-08-000003SEC ↗
2006-12-312007-03-160000765207-07-000003SEC ↗
2005-12-312006-03-160000765207-06-000005SEC ↗