FRME, FRMEP · CIK 0000712534 · operating
First Merchants Corporation is the financial holding company for First Merchants Bank, a regional bank providing commercial and consumer banking services across the Midwest. The company offers a comprehensive suite of deposit products including checking and savings accounts, debit and credit cards, and treasury management services. Its lending portfolio encompasses residential mortgages, refinance and construction financing, and agricultural lending. The company also operates wealth management and brokerage divisions offering investment management, private banking, fiduciary services, and financial planning to both personal and commercial clients.
The bank operates through a network of branches and offices located in Indiana, Ohio, and Michigan, delivering services via traditional branch channels as well as electronic and mobile banking platforms. With approximately 2,086 full-time employees, First Merchants generates revenue from interest income on loans and deposits, non-interest income from fee-based services including wealth management and brokerage activities, and card-related fees. The company was founded in 1893 and maintains its headquarters in Muncie, Indiana.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $3.88 | $3.90 | +13.8% | |
| 2024 | $3.41 | $3.42 | -8.6% | |
| 2023 | $3.73 | $3.74 | -2.1% | |
| 2022 | $3.81 | $3.83 | +0.0% | |
| 2021 | $3.81 | $3.82 | +359.0% | |
| 2020 | $0.83 | $0.83 | -4.6% | |
| 2019 | $0.87 | $0.87 | +2.4% | |
| 2018 | $0.85 | $0.85 | +73.5% | |
| 2017 | $0.49 | $0.49 | -10.9% | |
| 2016 | $0.55 | $0.55 | +48.6% | |
| 2015 | $0.37 | $0.37 | -9.8% | |
| 2014 | $0.41 | $0.41 | +20.6% | |
| 2013 | $0.34 | $0.34 | +6.3% | |
| 2012 | $0.32 | $0.32 | -5.9% | |
| 2011 | $0.34 | $0.34 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-25 | 0000712534-26-000022 | SEC ↗ |
| 2024-12-31 | 2025-02-24 | 0000712534-25-000058 | SEC ↗ |
| 2023-12-31 | 2024-02-29 | 0000712534-24-000071 | SEC ↗ |
| 2022-12-31 | 2023-03-01 | 0000712534-23-000067 | SEC ↗ |
| 2021-12-31 | 2022-03-01 | 0000712534-22-000044 | SEC ↗ |
| 2020-12-31 | 2021-03-01 | 0000712534-21-000077 | SEC ↗ |
| 2019-12-31 | 2020-02-28 | 0000712534-20-000060 | SEC ↗ |