FS Bancorp, Inc.

FS Bancorp, Inc. operates as a bank holding company through its subsidiary, 1st Security Bank of Washington, providing retail and commercial banking services to individuals and businesses across the Pacific Northwest. The company's service offerings include deposit products such as checking accounts, money market accounts, savings accounts, and certificates of deposit, along with a range of lending products. Its loan portfolio encompasses one-to-four-family residential mortgages, home equity loans, commercial business loans, commercial real estate loans, and construction and development loans. Consumer lending services include personal lines of credit, credit cards, auto loans, and recreational loans.

The company operates through two primary segments: Commercial and Consumer Banking, and Home Lending. Beyond traditional deposit and lending services, FS Bancorp offers digital banking platforms including online and mobile banking applications, telephone banking, and cash management services to support business customers.

FS Bancorp maintains a network of full-service bank branches and loan production offices concentrated in suburban communities throughout the greater Puget Sound region, including operations in Snohomish, King, Pierce, Kitsap, Clallam, Jefferson, Grays Harbor, Thurston, and Benton counties in Washington. The company also operates locations in Oregon and maintains a loan production office in the Tri-Cities market area. With approximately 580 full-time employees, the company was founded in 1936 and remains headquartered in Mountlake Terrace, Washington.