Companies

FIRST UNITED CORP/MD/

FUNC · CIK 0000763907 · operating

$36.00+1.49%Last updated Mar 2, 4:47 PM

Key Statistics

Valuation

Market Cap$233.98M
P/E9.55
Fwd P/E7.66
PEG
P/S2.72
P/B1.15
EV/EBITDA
EV/Rev2.49

Profitability

Gross Margin
Op. Margin
Net Margin116.11%
ROE11.47%
ROA1.04%
FCF Margin114.92%

Financial Health

Current Ratio
Debt/Equity10.00
Free Cash Flow$20.36M
Div. Yield2.70%

Growth & Other

Revenue Growth6.27%
EPS Growth40.00%
Beta0.55
52W High$41.95
52W Low$24.66

About FIRST UNITED CORP/MD/

First United Corporation is a bank holding company that operates First United Bank & Trust, providing retail and commercial banking services to businesses and individuals across the United States. The company offers a comprehensive range of deposit products including checking and savings accounts, money market accounts, certificates of deposit, and specialized accounts such as IRAs and health savings accounts. On the lending side, First United provides personal and commercial loans, lines of credit, residential mortgages, real estate construction financing, and indirect auto loans, along with secured and unsecured term loans.

The company operates through two primary segments: Community Banking and Wealth Management. The Community Banking segment encompasses deposit gathering and loan origination activities, while the Wealth Management segment provides trust services, estate administration, investment advisory services, brokerage offerings, and retirement account management including IRA rollovers and 401(k) administration. Additional services include treasury management, cash sweep facilities, safe deposit boxes, and insurance products.

Founded in 1900 and headquartered in Oakland, Maryland, First United Corporation operates as a regional bank holding company with a market capitalization of approximately $0.2 billion. The company serves both retail and commercial customers through its community banking platform and specialized wealth management services.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2024$3.15$3.15+40.0%
2023$2.25$2.25-40.2%
2022$3.76$3.77+27.5%
2021$2.95$2.95+49.7%
2020$1.97$1.98
2019
2018
2017
2016
2015
2014
2013
2012$0.48+45.5%
2011$0.33$0.33

Annual Reports (10-K) · 12 filings

Report DateFiledAccession Number
2024-12-312025-03-200001558370-25-003375SEC ↗
2023-12-312024-03-150001558370-24-003390SEC ↗
2022-12-312023-03-240001558370-23-004547SEC ↗
2021-12-312022-03-250001558370-22-004382SEC ↗
2020-12-312021-03-250001562762-21-000134SEC ↗
2019-12-312020-03-130001562762-20-000119SEC ↗
2018-12-312019-03-120001144204-19-013540SEC ↗
2017-12-312018-03-090001144204-18-013891SEC ↗
2016-12-312017-03-080001144204-17-013512SEC ↗
2015-12-312016-03-090001144204-16-086953SEC ↗
2014-12-312015-03-090001144204-15-014886SEC ↗
2013-12-312014-03-100001144204-14-014592SEC ↗