Companies

GERMAN AMERICAN BANCORP, INC.

GABC · CIK 0000714395 · operating

$41.88+1.31%Last updated Mar 2, 8:48 PM

Key Statistics

Valuation

Market Cap$1.57B
P/E13.70
Fwd P/E10.55
PEG
P/S4.61
P/B1.35
EV/EBITDA
EV/Rev4.87

Profitability

Gross Margin
Op. Margin
Net Margin23.11%
ROE9.69%
ROA1.34%
FCF Margin31.60%

Financial Health

Current Ratio
Debt/Equity6.22
Free Cash Flow$154.00M
Div. Yield2.85%

Growth & Other

Revenue Growth37.80%
EPS Growth8.13%
Beta0.60
52W High$45
52W Low$32.75

About GERMAN AMERICAN BANCORP, INC.

German American Bancorp, Inc. is a financial holding company headquartered in Jasper, Indiana, that operates German American Bank, a regional financial institution serving retail and commercial customers primarily in the Midwest. The company provides a range of deposit products including demand deposits, savings accounts, interest-bearing checking, money market accounts, and certificates of deposit. On the lending side, it originates consumer loans, commercial and agricultural loans, commercial and agricultural real estate loans, and residential mortgage loans, with residential mortgages also sold in the secondary market.

The company operates through two main segments. Its Core Banking segment handles deposit-taking and loan origination across consumer, commercial, and real estate categories. The Wealth Management segment provides trust services, investment advisory, brokerage services, and retirement planning to clients. Additionally, the company offers health management services as part of its broader financial services portfolio.

Founded in 1910, German American Bancorp operates as a regional bank with a market capitalization of approximately $1.6 billion. The company maintains a presence across multiple markets in the Midwest region, serving both individual depositors and business customers through its retail and commercial banking operations alongside its wealth management division.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2025$3.06$3.06+8.1%
2024$2.83$2.83-2.7%
2023$2.91$2.91+4.7%
2022$2.78$2.78-12.3%
2021$3.17$3.17+301.3%
2020$0.79$0.79+33.9%
2019$0.59$0.59+34.1%
2018$0.44$0.44-13.7%
2017$0.51$0.51-22.7%
2016$0.66$0.66+13.8%
2015$0.58$0.58+0.0%
2014$0.58$0.58+16.0%
2013$0.50$0.50-73.7%
2012$1.90$1.91+18.0%
2011$1.61$1.61

Annual Reports (10-K) · 8 filings

Report DateFiledAccession Number
2025-12-312026-02-270000714395-26-000011SEC ↗
2024-12-312025-03-030000714395-25-000012SEC ↗
2023-12-312024-02-270000714395-24-000014SEC ↗
2022-12-312023-03-010000714395-23-000008SEC ↗
2021-12-312022-03-010000714395-22-000014SEC ↗
2020-12-312021-02-260000714395-21-000009SEC ↗
2019-12-312020-03-020000714395-20-000008SEC ↗
2018-12-312019-03-010000714395-19-000010SEC ↗