HBT Financial, Inc.

HBT Financial, Inc. is a bank holding company headquartered in Bloomington, Illinois, that operates Heartland Bank and Trust Company. The company provides retail and commercial banking services, including deposit products and lending across multiple categories. Its deposit offerings encompass noninterest-bearing demand deposits, interest-bearing transaction accounts, money market accounts, savings accounts, certificates of deposit, and retirement accounts. The lending portfolio includes owner and non-owner occupied commercial real estate loans, construction and land development financing, multi-family residential loans, commercial and industrial credit, agricultural and farmland loans, one-to-four family residential mortgages, and municipal and consumer loans.

Beyond traditional banking, HBT Financial offers wealth management services that include financial planning, trust and custodial administration, investment management, and corporate retirement plan consulting. The company also provides farmland management and sales services, commercial treasury management, residential mortgage origination and servicing, and digital banking capabilities through online and mobile platforms.

The company operates primarily in Illinois and Eastern Iowa, serving consumers, businesses, and municipal entities across its geographic footprint. Founded in 1920 and incorporated in Delaware, the company changed its name from Heartland Bancorp, Inc. to HBT Financial, Inc. in September 2019. It is listed on the Nasdaq exchange.