HDB

HDB — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($31.56)
DCF$-951.86-3116.0%
Graham Number$11.58-63.3%
Reverse DCF
DDM$7.83-75.2%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 26.4% / EPS: 11.5%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-951.86
Current Price$31.56
Upside / Downside-3116.0%
Net Debt (used)$4.88T
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term18.4%22.4%26.4%30.4%34.4%
7.0%$-951.86$-951.86$-951.86$-951.86$-951.86
8.0%$-951.86$-951.86$-951.86$-951.86$-951.86
9.0%$-951.86$-951.86$-951.86$-951.86$-951.86
10.0%$-951.86$-951.86$-951.86$-951.86$-951.86
11.0%$-951.86$-951.86$-951.86$-951.86$-951.86

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $1.48
Yahoo: $4.03

Results

Graham Number$11.58
Current Price$31.56
Margin of Safety-63.3%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$31.56
Implied Near-term FCF Growth
Historical Revenue Growth26.4%
Historical Earnings Growth11.5%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.38

Results

DDM Intrinsic Value / share$7.83
Current Price$31.56
Upside / Downside-75.2%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $4.88T

Results

Implied Equity Value / share$-951.86
Current Price$31.56
Upside / Downside-3116.0%
Implied EV$0