HAWTHORN BANCSHARES, INC.

Hawthorn Bancshares, Inc. is a regional bank holding company headquartered in Jefferson City, Missouri, operating through its subsidiary Hawthorn Bank. The company provides traditional retail and commercial banking services to families and businesses across its operating markets. Core offerings include deposit products such as checking and savings accounts and certificates of deposit, as well as a range of loan products including commercial and industrial loans, commercial and residential real estate mortgages, installment loans, and single payment personal loans.

Beyond lending and deposit services, Hawthorn offers trust services, wealth management, treasury management, and investment brokerage services. The company also provides ancillary banking services including debit cards, internet banking platforms, and safety deposit boxes. Hawthorn Bank operates as a community-focused regional institution with roots extending to its founding in 1865 and its rebranding under the Hawthorn name in 2007.

The company operates as a modest-scale regional bank with a market capitalization of approximately $200 million, reflecting its positioning as a smaller regional player within the broader banking sector. Its operations are concentrated in the Missouri region and surrounding markets, serving as a local banking alternative to larger national institutions.