Intercorp Financial Services Inc.

# Intercorp Financial Services Inc.

Based in Lima, Peru, Intercorp Financial Services is a diversified financial services provider operating across banking, insurance, wealth management, and payments. The company serves both retail and commercial clients through its subsidiaries, offering a range of deposit products, loan facilities, credit lines, and current accounts. Its insurance division provides life annuity products, life insurance, and retail insurance offerings. The company also operates brokerage services and investment management platforms, including mutual fund and investment fund management with accompanying investment advisory services.

The payments and processing segment represents a significant business line, with operations spanning credit and debit card development, management, and processing. The company facilitates payment transactions through commercial retail networks and maintains infrastructure for electronic commerce processing across multiple payment method processors. This division handles merchant payment processing and related infrastructure maintenance.

Intercorp Financial Services operates as a subsidiary of Intercorp Perú Ltd. and maintains a substantial presence in Peru's financial services market. The company was originally incorporated in 1897, making it one of Peru's established financial institutions. Its multi-segment structure positions it across retail banking, commercial lending, insurance underwriting, and financial intermediation services, generating revenue from net interest margins, insurance premiums, investment management fees, and transaction processing services.