Companies

ISABELLA BANK CORP

ISBA · CIK 0000842517 · operating

$47.56-3.74%Last updated Feb 28, 12:45 AM

Key Statistics

Valuation

Market Cap$348.86M
P/E18.58
Fwd P/E11.89
PEG
P/S4.65
P/B1.50
EV/EBITDA
EV/Rev6.19

Profitability

Gross Margin
Op. Margin
Net Margin
ROE6.61%
ROA0.67%
FCF Margin

Financial Health

Current Ratio
Debt/Equity8.92
Free Cash Flow$17.53M
Div. Yield2.35%

Growth & Other

Revenue Growth
EPS Growth-22.50%
Beta0.13
52W High$58.83
52W Low$21.5

About ISABELLA BANK CORP

This bank holding company operates Isabella Bank, a regional financial institution providing commercial and consumer banking services across Michigan. The company's core deposit products include checking and savings accounts, certificates of deposit, cash management services, and direct deposit offerings. Its loan portfolio is diversified across commercial real estate, agricultural lending, residential mortgages, and consumer loans comprising both secured and unsecured personal credit.

Beyond traditional banking, Isabella Bank Corporation offers wealth management and trust services, investment management, and insurance products. The company maintains a network of automated teller machines and provides digital banking through mobile and internet platforms. These complementary services address both institutional and individual customer needs across business, institutional, and personal wealth segments.

Founded in 1903, the company maintains its headquarters in Mount Pleasant, Michigan, where it serves customers throughout the state. The regional scope and full-service product suite position the institution to capture deposits and lending opportunities within its geographic market while competing with both regional and national banking competitors in Michigan.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2024$1.86$1.86-22.5%
2023$2.40$2.42-17.5%
2022$2.91$2.95+18.8%
2021$2.45$2.48+82.8%
2020$1.34$1.37-16.8%
2019$1.61$1.65-7.5%
2018$1.74$1.78+5.5%
2017$1.65$1.69-4.6%
2016$1.73$1.77-8.9%
2015$1.90$1.95+9.2%
2014$1.74$1.77+9.4%
2013$1.59$1.63+1.9%
2012$1.56$1.61+19.1%
2011$1.31$1.35

Annual Reports (10-K) · 7 filings

Report DateFiledAccession Number
2024-12-312025-03-120000842517-25-000053SEC ↗
2023-12-312024-03-070000842517-24-000048SEC ↗
2022-12-312023-03-070000842517-23-000055SEC ↗
2021-12-312022-03-150000842517-22-000061SEC ↗
2020-12-312021-03-100000842517-21-000069SEC ↗
2019-12-312020-03-160000842517-20-000040SEC ↗
2018-12-312019-03-140000842517-19-000052SEC ↗